CKYC Compliance Infrastructure

AI & OCR-Based OVD Data Extraction

API-led identity verification infrastructure for Banks, NBFCs, Insurers, AMCs, and Fintechs.

Extract
Match
Verify
Regulatory Context

RBI & CERSAI Are Raising the Bar for CKYC Compliance

Financial institutions must now perform document-based validation before CKYC submission.

1

Extract Data

Extract data from Officially Valid Documents (OVDs) automatically.

2

Match Identity

Match customer-entered data with extracted document data.

3

Verify Fields

Verify specific identity fields before CKYC submission.

4

Report Flags

Report verification flags for each individual field.

Required Verification Indicators

Name verified with OVD
DOB verified with OVD
Gender verified with OVD
Photo verified with OVD
Address verified with OVD
Address supported by document
Problem Today

Verification Challenges: Manual vs. Single Vendor

Banks and NBFCs struggle with manual processes or unreliable single-vendor solutions.

Manual or Vendor Reliance

Institutions rely on error-prone manual reconciliation or a single vendor where accuracy varies significantly.

Inconsistent Formats

Aadhaar, PAN, Passport, Voter ID and DL present information differently, complicating standardization.

Frequent Data Mismatches

Customer-entered application data often differs slightly from document data, causing rejection loops.

Solution Overview

Introducing KYC Bharat

OCR & OVD Reconciliation Engine for BFSI

Document OCR

Extract structured data automatically from identity documents (Aadhaar, PAN, Passport, etc.) with high accuracy and regulatory-grade precision.

OVD Matching Engine

Compare extracted document data with application data using fuzzy logic to handle minor discrepancies and normalize variations.

Face Match

Compare a live customer selfie with the photograph present on the OVD to prevent impersonation fraud with advanced geometric analysis.

CKYC Compliance Outputs

Generate comprehensive verification flags and audit logs specifically required for valid CERSAI CKYC submissions.

Core Capability

OVD Document OCR

Automated Data Extraction from Identity Documents with High Precision

Supported Documents

Aadhaar Card PAN Card Passport Driving License Voter ID

Identity Data

  • - Name
  • - Date of Birth
  • - Gender
  • - Father's Name

Address Data

  • - Full Address String
  • - State
  • - City / District
  • - PIN Code
Automated Reconciliation

OVD Matching Engine

Name Match
Fuzzy matching
98% Confidence
Address Match
Tokenized comparison
High Probability
DOB Match
Exact verification
100% Match
Gender Match
Validation against OVD
Valid
Address Supported
Confirm proof availability
Confirmed
Infrastructure

Deployment Options

Streamlined API-First Cloud Infrastructure

Instant Integration

Restful APIs with comprehensive documentation.

Auto-Scaling

Infrastructure that handles traffic spikes automatically.

Always Current

Automatic updates for new regulatory changes.

Managed Support

24/7 infrastructure monitoring and tech support.

Cloud API Service

Fully Managed SaaS infrastructure designed for instant integration and rapid go-to-market.

Aadhaar Masking
End-to-End Encryption
API Monitoring
Audit Trails
Target Audience

Built for Target Institutions

Organizations performing large-scale KYC verification.

Banks
NBFCs
Insurance
Asset Management
Fintech

Get in Touch

Let's discuss how KYC Bharat can accelerate your compliance workflows.

Ready to Integrate?

Transform your document verification process with our standardized, high-performance reconciliation engine.

API Documentation

Comprehensive guides

Sandbox Environment

Zero production risk

Integration Support

Dedicated engineering

Schedule a Demo